Housing Authority Insurance Group offers business auto insurance through Housing Authority Risk Retention Group and Housing Authority Property Insurance in conjunction with a licensed, admitted carrier. It provides protection for damage to, and damage caused by, public housing authority-owned vehicles.

The basic business auto liability policy offers the following benefits:

• Provides the HUD minimum $300,000 auto liability coverage including both bodily injury and property damage liability protection.
• Includes $300,000 nonowned and hired automobile liability protection.
• Covers injury expenses caused by uninsured or underinsured driver.
• Provides no fault personal injury protection in states where it is required.
Several optional coverages are available under the business auto liability policy:
• Collision Protection for Public Housing Authority Vehicles
• Other than Collision Protection (covers damage to housing authority vehicles caused by fire, vandalism, theft, etc.)
• Medical Payments (provides additional protection for occupants of housing authority vehicles)
• Physical Damage for Rented or Borrowed Vehicles (excludes employee-owned vehicles)
• Rental Reimbursement (pays for rental while damaged auto is being repaired due to covered loss)
• Emergency Towing and Labor Costs (private passenger cars only)