Your first priority, whether a claim is for property or liability, is to report the loss as quickly as possible after an incident has taken place.

Investigating a claim as soon as possible allows the investigating team to collect hard facts while they are still fresh in the minds of involved parties. Immediate assessment also allows investigators to view the location, if needed, before changes are made to the site.

(If a claim is reported late, or not reported at all, coverage could be restricted or even denied.)