Insurance Solutions

Our insurance solutions provide greater peace of mind.

HAI Group is a family of companies that serves the public and affordable housing community with insurance programs designed specifically for this segment of the housing market. Since 1987, we have positioned ourselves as a leader in the industry by continuing to diversify into areas where our Members have identified needs. This not only shows our commitment to our more than 1,400 stakeholders, it also allows us to provide reliable insurance solutions in a manner which exceeds expectation.

We serve public housing authorities (PHAs), affordable housing providers, 501(c)(3) nonprofits, low-income housing tax credit partnerships, and apartment owners helping the low income housing community. We can provide insurance coverage for almost every situation; including Commercial General Liability, Fidelity, General Liability, Property, Umbrella, and Wind.

Please contact our Marketing Team at 800-873-0242, ext. 233, to request detailed coverage information and to confirm if coverage is available in your state.


Public Housing Insurance

HAI Group has specialized in insurance for public housing and redevelopment authorities for more than 26 years. We have developed in-house expertise and products to meet the ever changing needs of the housing industry. Our insurance companies are rated ‘A’ (Excellent) with a Stable Outlook by A.M. Best Company, and our Policyholder retention rates have remained above 95% throughout our history.

Our goal is to make insurance simple and affordable by providing a full line of insurance coverages, tailor-made for public housing authorities. One way that we can make this easier is through our Bid Waiver from the US Department of Housing and Urban Development. 

Click here to learn more about our insurance programs for public housing. 

Affordable Housing Insurance

As a leading provider of insurance for public housing, HAI Group leveraged its housing expertise to develop an affordable housing insurance program. For more than a decade, our affordable housing insurance products have responded to the unique  requirements of an expanding affordable housing market. HAI Group is proud to offer insurance and risk management services for low- and mixed-income housing entities.

Click here to find out more about our Affordable Housing Insurance program.

Claim Department

At HAI Group, we strongly believe that the best way to avoid having to file a claim is to ensure that you have implemented the best risk control measures on your property. Avoidance, loss prevention, loss control, risk transfer, and exposure segregation will help reduce or eliminate any risk of loss to a housing authority.

Click here to learn more about Claim Department services.


Risk Control

Risk Control is important to establishing yourself as a well-managed public and affordable housing facility. Our Risk Control and Consulting Department has the knowledge and experience to help keep your properties, residents, and employees safe.

Click here to learn more about our Risk Control program.


We welcome the opportunity to work with you to provide insurance coverage for your affordable housing risks through our in-house insurance agency, Housing Insurance Services, Inc. Our program is tailored to habitational risks with an affordable or mixed-income component including tax credit developments, limited partnerships, low income senior housing, Section 8, HUD-financed properties, or other types of affordable housing programs.

Click here to get started by reviewing the required Agent documentation.